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Cigna TTK - Preffered

CignaTTK Health Insurance Company Limited is a joint venture between the U.S. based global health services leader, Cigna Corporation and Indian conglomerate, TTK Group. Company received the regulatory license from IRDA in November 2013 and launched its operations in February 2014.

Cigna TTK health Insurance is a stand-alone health insurance company, headquartered in Mumbai having a pan India presence spread across 15 cities of the country.

Product Details

Preferred
Sum Insured
Room Rent Limit Any Room, except Suite
Restoration Yes
Copay Above 65 years
Waiting period for PED 2 years
No Claim Bonus 10% cumulative, max 100%
ICU Limit/Disease Sub Limit
Day Care Treatments 171
Maternity waiting period Covered after 4 years.Normal- Upto Rs 50,000C-Section- Upto Rs 1,00,000"
Free Health Check Up Every year
Permanent Exclusions HIV /AIDS and its complicationGenetic DisorderMental DisorderSuicide or Drug abuseDental Treatment
Standard Waiting Period 2 years for. List in the policy wordings
Medicals
Renewability Lifelong
Pre Hospitalisation expenses 60 days
Post Hospitalisation expenses 180 days
Hospitalisation at home 100% of SI
Ambulance expenses No Limit
Cash Allowance No
Non-Allopathic Treatments Not Covered
Recovery Benefit Not available
Eye Cover Not available
Dental Cover Not available
Worldwide Coverage Available
Critical Illness Cover Not available
Organ Donor Expenses Cover 100% of SI
OPD Benefit Rs 15000