Reliance Health Gain Insurance

Reliance General Insurance Company Ltd is one of the leading general insurance providers in India. It is a part of Reliance of Capital Ltd and began operation in the year 2000.

Product Details

Health Gain
Sum Insured
Room Rent Limit Single Private Room
Restoration Yes
Copay 20%, If age while buying is > 60
Waiting period for PED 3 years
No Claim Bonus 33% cumulative, max 100%
ICU Limit/Disease Sub Limit No Limit
Day Care Treatments 172
Maternity waiting period Not Covered
Free Health Check Up Not available
Permanent Exclusions "HIV /AIDS Genetic DisorderMental DisorderSuicide or Drug abuseDental Treatment"
Standard Waiting Period 2 years
Medicals Above 45 years
Renewability Lifelong
Pre Hospitalisation expenses 60 days
Post Hospitalisation expenses 60 days
Hospitalisation at home 10% of SI, max Rs. 50,000
Ambulance expenses Rs 1500
Cash Allowance Not available
Non-Allopathic Treatments Not Covered
Recovery Benefit Not available
Eye Cover Not available
Dental Cover Not available
Worldwide Coverage Not available
Critical Illness Cover Not available
Organ Donor Expenses Cover Not availableCovered. 50% of SI,max Rs 500000
OPD Benefit