Comprehensive Motor Insurance
Comprehensive motor insurance is the one which covers for both own damage and third party liability. While purchasing a third party cover is mandatory as per the law, one has the option to opt for own damage cover.
Own Damage- When one opts for an own damage cover, the damage to your own car or any injuries to you suffer due to a mishap is covered.
Third Party Liability- The third party liability insurance covers for the other person’s vehicle and medical expenses.